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Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 52 Forest Ave, Paramus NJ, 07652, 201-843-7700. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Certified Financial Services LLC is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 0D12777.

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FMG#7657053.1 exp 2/2027